Terms of Service

By accessing the website at www.xrptoolkit.com (XRP Toolkit), you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

Use License

Permission is granted to temporarily download one copy of the materials (information or software) on XRP Toolkit for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • modify or copy the materials
  • attempt to decompile or reverse engineer any software contained on XRP Toolkit
  • remove any copyright or other proprietary notations from the materials; or
  • transfer the materials to another person or "mirror" the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Towo Labs AB at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

User Representations and Warranties

You represent and warrant that you acknowledge, understand, and accept the risk of the following:

  • The XRP Ledger and its built-in decentralized exchange is independently maintained by a decentralized network of thousands of nodes who are not under the control of any single entity or groups of entities.
  • XRP Toolkit is a client-side interface to the XRP Ledger and its built-in decentralized exchange. XRP Toolkit doesn't hold anyones assets, tokens, private keys, have any order books or trading system.
  • You're interacting directly with the XRP Ledger and trading from your own wallet, peer-to-peer. All your actions are settled directly on the XRP Ledger. There's no one in the middle.
  • Towo Labs AB makes no representations or guarantees of accessibility at any time and for any length of time.
  • Towo Labs AB does not manually curate the lists of assets that are displayed on XRP Toolkit. Any asset or token that is created on the XRP Ledger may theoretically be displayed.
  • Towo Labs AB has no control over the development, operation, management, marketing, or any other activity of any of the assets that are displayed on XRP Toolkit. Any information displayed on XRP Toolkit regarding an asset or token is community-sourced and may be incomplete or inaccurate.
  • You assume all risk of: (i) guarding and storing your crypto assets, tokens and private keys, (ii) auditing the quality, security, value, and merit of the assets that you transact, (iii) auditing the legality and legal compliance of your transactions of all assets with any counterparties, (iv) auditing counterparties with whom you create a trust line, and (v) using XRP Toolkit to perform any operation or transaction.


The materials on XRP Toolkit are provided on an 'as is' basis. Towo Labs AB makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Towo Labs AB does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.


In no event shall Towo Labs AB or its suppliers be liable for any damages (including, without limitation, damages for loss of data, tokens, assets or profit, or due to business interruption) arising out of the use or inability to use the materials on Towo Labs AB's websites. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of Materials

The materials appearing on XRP Toolkit could include technical or typographical errors. Towo Labs AB does not warrant that any of the materials on its website are accurate, complete or current. Towo Labs AB may make changes to the materials contained on its website at any time without notice.


Towo Labs AB has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Towo Labs AB of the site. Use of any such linked website is at the user's own risk.


Towo Labs AB may revise the Terms of Service for its website at any time without notice. Prominent notice of any changes may be posted on our site or social media, though such notice is not guaranteed and you should check for updates regularly. By using this website you are agreeing to be bound by the then current version of these terms of service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Sweden and you irrevocably submit to the exclusive jurisdiction of the courts in Sweden.